44th Inaugural Lecture Title: FINANCIAL INCLUSION: THE LAST HOPE OF THE COMMON MAN IN SUB-SAHARAN AFRICA By Peter Ego Ayunku

44th Inaugural Lecture Title: FINANCIAL INCLUSION: THE LAST HOPE OF THE COMMON MAN IN SUB-SAHARAN AFRICA By Peter Ego Ayunku (PhD, MAMN, CFIP, FCFIP, CMC, FIMC) Professor of Finance and Banking Department of Banking and Finance Faculty of Management Sciences Niger Delta University, Wilberforce Island Bayelsa State Date: Wednesday 19th, January, 2022